Evaluating Financing Options

Evaluating Financing Options

Atlantic Reproductive Medicine’s financial team provides personalized financial counseling services to each of our patients. Here we present two financial options to support your dream of building your family.


Univfy + LightStream Financing

Univfy and LightStream have come together to make your fertility journey as predictable, affordable, and successful as possible. Have questions before you apply? The Univfy Fertility Concierge is here to help: fertility@univfy.com

Apply online with an easy application process:

  • Cover all your fertility needs, including medications
  • Competitive rates
  • Flexible repayment terms
  • Loan amounts from $5,000 to $100,000
  • Same-day funding available
  • No fees or collateral required

Future Family

Future Family Lending

Future Family is the smart way to pay for fertility treatments. Our company was founded by Claire Tomkins (who personally went through IVF) with the goal of supporting fertility patients on their journey.

Our customized loans are designed to save you time and money, and we work with Atlantic Reproductive Medicine Specialists to combine all of your treatment costs into one easy monthly payment. With our plans, you also enjoy on-demand fertility coaching support from Registered Nurses, who are here to answer any questions you may have.

Benefits of a Future Family fertility loan:

  • Low-interest rates
  • No prepayment penalties
  • Funding of up to $50,000 in less than 48 hours
  • Loan personalized to your specific needs and treatments
  • Treatment costs simplified down to one easy payment
  • Bill pay management
  • Personalized on-demand support from Fertility Coaches
  • Medication training, onboarding, and Q&A sessions as part of your coaching package
  • Financing options to include a friend or family member

If you’d like to finance your treatment, this tool will help estimate your monthly plan payment amount. 
Future Family Fertility Financing Calculator

Prequalifying is easy. It takes less than 2 minutes and won’t impact your credit score. We look forward to helping you with your fertility journey. To learn more and apply, visit us at Future Family today.

Learn More About What our Dedicated Financial Team can do for You!

Contact our financial team with any questions about fees, financial policies, financial options, and insurance coverage and benefits:

Email us: financial@atlanticreproductive.com
Call us: (919) 328-3126, option 4

Atlantic Reproductive Medicine is here for you.