Does your insurance require that you see only certain providers – those within their network, for example? Do the providers have to meet specific requirements for you to be reimbursable? Does your fertility clinic have to meet certain standards? Have the certification of national organizations which evaluate clinics, labs, or individual doctors? Blue Cross Blue Shield has Blue Distinction Centers for Fertility Care programs. Cigna has Centers for Excellence. Is a certain certification required, like Board Certification from the American Board of Obstetrics and Gynecology? Any details about the qualifications or requirements for providing coverage need to be discovered and documented to greatly increase your success in receiving the insurance coverage you have come to you.